Eng 
ខ្មែរ 
Support customers’ lifestyles and enable each individual to maximize future opportunities through effective use of credit
As affiliate of AFS Corporation Co., Ltd, our management’s philosophy is to support customers’ lifestyles and enable each individual to maximize future opportunities through effective use of credit. Our basic policies are to put customers first, provide financial services that are closely attuned to customers’ lives, earn the trust of society and meet its expectations, and maintain a corporate culture that encourages our people to excel. We are committed to our mission of truly contributing to our customers’ lives through financial services.
The company was incorporated as a private company limited in Cambodia on 05th October 2011 under registration No. Co. 2380 E/2011, issued by the Ministry of Commerce. On 7th October 2011, the company obtained its license as a microfinance institution from the National Bank of Cambodia. As a microfinance institution, the company was the first to offer an unsecured Personal Loan and Installment Services such as Home Appliances Installment, Motorbike Installment, Mobile Phone Installment, Agriculture Installment, etc.
On 26th October 2015, the company obtained a specialized bank’s license from the National Bank of Cambodia. Since then, the company has transformed into a specialized bank named “AEON Specialized Bank (Cambodia) Plc.”, and started issuing an unsecured credit card “AEON Card”, a QR Code mobile payment app with Khmer Riel currency “AEON Wallet”, an mVisa Scan to Pay “AEON Card Mobile”, as well as an Auto Installment as our business expansion.
In 2019, AEON Thana Sinsap (Thailand) Public Company Limited, a listed company in Thailand, owns 50% shares of the company while another 50% is owned by AFS Corporation Co., Ltd, a listed company in Japan.
Title: Visa Awards – Leadership in Cards Growth
Year: 2016
Short Description: AEON Specialized Bank (Cambodia) Plc. launched its first credit in 2016 with numerous of customers using AEON Card. AEON Specialized Bank (Cambodia) Plc. has been awarded for being the top of VISA credit card issuing.
Title: Visa Awards – Leadership in Product Proposition Award Credit
Year: 2017
Short Description: AEON Specialized Bank (Cambodia) Plc. has been awarded for being the top of Product Proposition (many users with good experience).
Title: Visa Awards – Leadership in Credit Payment Volume Growth
Year: 2017
Short Description: AEON Specialized Bank (Cambodia) Plc. has been awarded for being the top of VISA credit card payment volume (high spending).
Title: Clean City Hero
Year: 2017
Short Description: This is the award to recognize AEON Specialized Bank (Cambodia) Plc. as one of the active participants in annual Cambodia Clean Up program.
Title: Visa Awards – Top Leadership in Credit Payment Volume
Year: 2018
Short Description: AEON Specialized Bank’s Visa Credit Card is the top 3 in term of Payment Volume in 2018.
Title: Bluetronics Awards – Best Strategic Partner in 2020
Year: 2020
Short Description: AEON Specialized Bank received the recognition award as the best strategic partner from Bluetronics Cambodia
Title: Visa Awards – Leadership in Credit Payment Volume
Year: 2020
Short Description: AEON Specialized Bank’s Visa Credit Card is one of the top Visa Credit Card issuers in term of Payment Volume in 2020.
Title: Visa Awards – Leadership in Credit Activation Rate
Year: 2021
Short Description: AEON Specialized Bank’s Visa Credit Card is one of the top Visa Credit Card issuers in term of Active Credit Card Users in 2021.
Title: Visa Awards – Leadership in Credit Payment Volume
Year: 2021
Short Description: AEON Specialized Bank’s Visa Credit Card is one of the top Visa Credit Card issuers in term of Payment Volume in 2021.
Title: Visa Awards – Leadership in Credit Payment Volume
Year: 2022
Short Description: AEON Specialized Bank’s Visa Credit Card is one of the top Visa Credit Card issuers in term of Payment Volume in 2022.
Corporate Social Responsibility (CSR) is part of our corporate’s values. We always act responsibly and provide care to the society we are living in, especially concerning environmental and educational matters.
As a Cambodian responsible corporate citizen, the company recognizes the significance of our mission to serve as a leader in part of the economy, as well as our social responsibilities. The company offered scholarships to university students through “NEAK BONTORVEN” program initiated by the CEO Master Club, and participated in Well Digging program with AEON Group companies.
In 2019, we joint two times of clean city event and conducted one of our own clean city day in Phnom Penh city and all the provinces with AEON Specialized Bank’s branches. The first clean city event was organized by Ministry of Tourism and Ministry of Environment cooperated with Let’s do it! to celebrate the world cleanup day. The second event was “The 2nd Phnom Penh Clean City Challenge with Japan” participated by around 20 Japanese companies. These cleaning activities not only play a role in beautifying the city, but also have various educational significances for local residents. We have also joined Well Digging activity along with other affiliated companies of AEON Group. Through these activities, we would like to keep searching for better ways to make contribution to Cambodian society as a responsible corporate citizen.
