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Background to Purpose-formulation

The AEON Financial Services Group (the AFS Group) started business in 1981 as an issuer of credit cards and related finance to customers shopping at Jusco general merchandise stores. The opening of our Hong Kong branch in 1987 marked the beginning of operation in other Asian countries. We offer services tailored to local conditions, including provision of installment payment for customers who have difficulty accessing financial services. AEON Bank, founded in Japan in 2007, responded to customer feedback and reinvigorated the banking industry through new initiatives such as 365-day opening and no-passbook accounts. The AFS Group now brings convenience and prosperity to the lives of its customers in 11 countries.

In recent years, changes in the business environment have accelerated at an increasing pace. They include the entry of players from other industries into the financial sector, the advance of digitalization driven by technological innovation, and the diversification of customer values. Moreover, there has been a rising sense of crisis about global issues including climate change and human rights, and society has faced increasing uncertainty and complexity.

To survive and thrive in such an unpredictable era, firstly we need to be a company that can gather diverse talents and enable them to play active roles. To this end, will and values are necessary for these diverse human resources as an anchor. Guided by these principles, we must bring about changes by having Group employees independently consider what they can do to enrich our customers’ lives and act autonomously.

We have therefore formulated a Purpose to define the aims of the AFS Group and our reasons for existence.

To bring finance closer to everyone.

As the financial services business of the AEON Group, we provide convenient and easy-to-understand financial services by adopting a consumer perspective. We also promote financial education for all generations and bring financial mechanisms closer to everyone through financial inclusion that responds to diverse financing needs.

By committing to each and every person,

We commit sincerely with each consumer to provide financial services tailored to changing life stages and living environments. We also generate new value by cooperating with various business partners in local communities, including participating merchants and local authorities. Acting empathetically from a customer perspective is one of our core values.

we brighten up everyday lives with peace of mind and smiles.

As a financial institution supporting customers’ everyday lives, we enrich their lives and help them to experience happiness. We respect our colleagues’ diversity and value the environment and corporate culture that allow us to work with pride and a spirit of freedom and open-mindedness.

Through these, we provide value by filling everyday lives with peace of mind and smiles and by brightening up their minds with uplifting feelings and excitement.

Create a future lifestyle that leads to

a smile for each and every person

When customers can feel “a brighter society” and “happiness that is uniquely their own”, their future will be fulfilling and full of smiles

As the pace of change accelerates with issues intertwining, the future becomes more and more unpredictable. There may be many surprising encounters or happy discoveries, but more complex and daunting challenges may also be exacerbated.

Technological advances expand human potential. Customers will seek more of the fulfillment that comes from within, such as individuality, empathy, and trust.

We envision the future that we wish to realize centered our customers’ point of view.

A future where our customers can feel a brighter society

A lifestyle with more new conveniences, comfort, and excitement. Resolving anxieties about environmental issues, disparities, and other negative aspects caused by social development. We wish to achieve these to realize a future where our customers can feel a brighter society.

A future where our customers can feel happiness that is uniquely their own

To enable customers to understand their own potential and achieve self-growth; to be able to express their own personalities and charm. To enable them to find the right platform for themselves, with partners who can empathize and trust one another. We wish to achieve this to realize a future where our customers can feel their own happiness.

A future where our customers will be fulfilled and full of smiles

Social development and individual happiness can sometimes conflict. Balancing these things will make our customers fulfilled and bring smiles to their faces. We wish to realize a future where smiles spread as far as one can imagine.

A Group that leads the co-creation of lifestyles, enriching each individual and society as a whole

We wish to be a group that creates a future lifestyle full of smiles together with our customers and colleagues who share our vision.

We wish to be a leading group that grows by enriching society and individual lives through our innovation and co-creation.

We will evolve our products and services, playing roles with the keyword of “connection” to provide unprecedented value.

We will provide new values by playing four roles. That is where our challenges lie.

Connect deeply with individuals

We will deepen connections through contact points before and after the provision of products and services, and we will approach individual lifestyles comprehensively to understand our customers’ emotions and reactions. We will provide the value that our customers desire so that they can understand their own potential, express their individuality, and enjoy their everyday lives.

Connect individuals with one another

We will consider individual preferences and values as an opportunity to connect our customers with one another. We will provide our customers with opportunities, times, and places to share happiness and excitement with others, with whom they can empathize and trust, beyond the boundaries of generations and distance.

Connect individuals with society

We will bring fulfillment to our customers by connecting them to their surroundings or enabling them to make a positive impact on others. We will provide opportunities and means for them to utilize their individuality and capabilities to experience the happiness of being part of society.

Expand the circle of connections

We will expand the circle of connections, from our customers’ neighborhoods to their regions and to the world, and enable them to imagine the richness of society as a whole, through their daily lives. We will also strive with our customers to create a lifestyle filled with the happiness of a brighter society.

The Attitudes and Vow that We Cherish

In order to achieve our vision as a corporate group that is committed to everlasting innovative spirit, we will share the following three attitudes and one vow that we cherish to create a future lifestyle full of smiles.

Three attitudes

“Act spontaneously and follow your aspirations”

With our customer’s view point at our core, we will hold our own aspirations, express ourselves, and act proactively. Our innovation will be powered by dialogue and cooperation that comes from our own initiative.

“Keep learning to create new values”

Continuous learning is what expands the potential of our actions.Through practice, we will accumulate wisdom, sharpen our professional skills, and continuously create new values.

“Build relationships, nurture them, and create together”

We will overcome the boundaries between corporations, groups, and organizations so we can build and nurture diverse connections. These connections will accelerate the cycles of mutual learning and value creation so we can co-create the future lifestyle.

One vow

“Always act with integrity and sincerity”

It is integrity and sincerity that allow people to trust in our actions and empathize with our aspirations. Empathy from our customers and allies is the starting point of co-creation. Going forward, we will cherish our vow to always act with integrity and sincerity.

 

 

 

Imagine it. Create it.
A future full of colorful smiles.

 

 

AEON Group Future Vision_Full

AEON Group Future Vision_Short

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