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13

Worldwide Network

12

Local Branches

1000+

Local Employees

Management Philosophy

Support customers’ lifestyles and enable each individual to maximize future opportunities through effective use of credit

As affiliate of ASF Corporation Co., Ltd, our management’s philosophy is to support customers’ lifestyles and enable each individual to maximize future opportunities through effective use of credit. Our basic policies are to put customers first, provide financial services that are closely attuned to customers’ lives, earn the trust of society and meet its expectations, and maintain a corporate culture that encourages our people to excel. We are committed to our mission of truly contributing to our customers’ lives through financial services.

Corporate History

The company was incorporated as a private company limited in Cambodia on 05th October 2011 under registration No. Co. 2380 E/2011, issued by the Ministry of Commerce. On 7th October 2011, the company obtained its license as a microfinance institution from the National Bank of Cambodia. As a microfinance institution, the company was the first to offer an unsecured Personal Loan and Installment Services such as Home Appliances Installment, Motorbike Installment, Mobile Phone Installment, Agriculture Installment, etc.

On 26th October 2015, the company obtained a specialized bank’s license from the National Bank of Cambodia. Since then, the company has transformed into a specialized bank named “AEON Specialized Bank (Cambodia) Plc.”, and started issuing an unsecured credit card “AEON Card”, a QR Code mobile payment app with Khmer Riel currency “AEON Wallet”, an mVisa Scan to Pay “AEON Card Mobile”, as well as an Auto Installment as our business expansion.

In 2018, AEON Thana Sinsap (Thailand) Public Company Limited, a listed company in Thailand, owns 50% shares of the company while another 50% is owned by AFS Corporation Co., Ltd, a listed company in Japan.

Our Branch Network

Board of Directors and Advisory

Mr. Tsutomu Omodera
Chairman of the Board
Mr. Taketo Ando
Vice Chairman of the Board and Managing Director
Mr. Keiichi Nambu
Executive Director
Mr. Jun Kuroda
Non-Executive Director
Mr. Om Sengbora
Independent Director
Mrs. Khieu Mealy
Independent Director
H.E. Dr. Sok Siphana
Advisory

Key Financial Information

Awards

Title: Visa Awards – Leadership in Cards Growth

Year: 2016

Short Description: AEON Specialized Bank (Cambodia) Plc. launched its first credit in 2016 with numerous of customers using AEON Card. AEON Specialized Bank (Cambodia) Plc. has been awarded for being the top of VISA credit card issuing.

Title: Visa Awards – Leadership in Product Proposition Award Credit

Year: 2017

Short Description: AEON Specialized Bank (Cambodia) Plc. has been awarded for being the top of Product Proposition (many users with good experience).

Title: Visa Awards – Leadership in Credit Payment Volume Growth

Year: 2017

Short Description: AEON Specialized Bank (Cambodia) Plc. has been awarded for being the top of VISA credit card payment volume (high spending).

Title: Clean City Hero

Year: 2017

Short Description: This is the award to recognize AEON Specialized Bank (Cambodia) Plc. as one of the active participants in annual Cambodia Clean Up program.

Title: Visa Awards – Top Leadership in Credit Payment Volume

Year: 2018

Short Description: AEON Specialized Bank’s Visa Credit Card is the top 3 in term of Payment Volume in 2018.

  Worldwide Network

Corporate Social Responsibility

Corporate Social Responsibility (CSR) is part of our corporate’s values. We always act responsibly and provide care to the society we are living in, especially concerning environmental and educational matters.

As a Cambodian responsible corporate citizen, the company recognizes the significance of our mission to serve as a leader in part of the economy, as well as our social responsibilities. The company offered scholarships to university students through “NEAK BONTORVEN” program initiated by the CEO Master Club, and participated in Well Digging program with AEON Group companies.

In 2019, we joint two times of clean city event and conducted one of our own clean city day in Phnom Penh city and all the provinces with AEON Specialized Bank’s branches. The first clean city event was organized by Ministry of Tourism and Ministry of Environment cooperated with Let’s do it! to celebrate the world cleanup day. The second event was “The 2nd Phnom Penh Clean City Challenge with Japan” participated by around 20 Japanese companies. These cleaning activities not only play a role in beautifying the city, but also have various educational significances for local residents. We have also joined Well Digging activity along with other affiliated companies of AEON Group. Through these activities, we would like to keep searching for better ways to make contribution to Cambodian society as a responsible corporate citizen.